Test the waters–free consultation

Planning and managing your financial life involves a lot of trust. It’s important to feel comfortable with your financial advisor, as you will be sharing many details of your life. FS Financial Strategies offers a free one-hour consultation so you can get to know each other. This is an opportunity to describe your needs and goals or even to say you don’t know what you need. Owner Robin Gruber will explain how she works and your service options.

How we work

To break it down to the most basic steps, you’ll first discuss your goals, dreams and questions. Next, you’ll collect any information needed to fully understand your situation, and then Robin will provide specific recommendations and options so that you can choose how to proceed. You will always receive full disclosure of fees and risks associated with your choices. FS Financial Strategies does not directly manage assets for clients.

How we get paid

Fee-based financial planning: In this situation, you pay an hourly rate for financial planning services and advice. A contract is prepared and includes an estimate of time needed. Each month you receive a bill based on actual hours worked. You are never billed more than your agreed-upon estimate. Commission: Once your plan is developed, FS Financial Strategies may receive a commission from recommended investments. In this case, you will receive full disclosure of those commissions. Professional portfolio management: Daily management of your portfolio can be handled through a third-party partner. You will pay fees based on those services.